In my previous post i mentioned what is virtual credit card. now i will tell you how to get virtual credit card and what are requirements to get VCC. Which indian banks are providing prepaid credit cards and eligibility to get one virtual credit card.
HDFC Netsafe Card: HDFC Net Safe, is a unique online payment solution that offers you complete security while shopping on the Internet. With NetSafe, you can shop online through a virtual credit card, without revealing your actual HDFC Bank Credit Card number . Even you can use your HDFC Debit card to generate HDFC Netsafe card .
Requiremets to get HDFC Netsafe Card : you must be account holder at any of HDFC bank .To open HDFC Bank account it will cost you 10000 indian rupees . you must make them fixed deposit.
once you are done with it you will be given user id and password for HDFC online account .net safe virtual credit card can be generated by logging into HDFC online account. you can use netsafe card for online shopping in websites accepting VISA/Mastercard . Netsafe card expires after 24 hours and you can make only one transaction. while creating Net safe credit card you have to be carefull in filling the amount to card , if you want to pay in forigen currencies better to calculate the cuurent exchange rate then putting few more ruppes to card. unused amount is credited back to HDFC Debit card/credit card.
How many days will it take to get HDFC Netsafe Refund?
Once you created a Net safe prepaid credit card you have 24 hours time and only one transaction limit.
so if you did not use the net safe credit card at all it will take maximum 5 days.
if you use any part of the net safe card amount it will take 35 days for your money to get credited back in to your HDFC online Account.
Suggestion from my experience: if you use HDFC Netsafe card partially , it is better you put a complaint regarding the net safe card. then it will take few more less days.
Requiremets to get HDFC Netsafe Card : you must be account holder at any of HDFC bank .To open HDFC Bank account it will cost you 10000 indian rupees . you must make them fixed deposit.
once you are done with it you will be given user id and password for HDFC online account .net safe virtual credit card can be generated by logging into HDFC online account. you can use netsafe card for online shopping in websites accepting VISA/Mastercard . Netsafe card expires after 24 hours and you can make only one transaction. while creating Net safe credit card you have to be carefull in filling the amount to card , if you want to pay in forigen currencies better to calculate the cuurent exchange rate then putting few more ruppes to card. unused amount is credited back to HDFC Debit card/credit card.
How many days will it take to get HDFC Netsafe Refund?
Once you created a Net safe prepaid credit card you have 24 hours time and only one transaction limit.
so if you did not use the net safe credit card at all it will take maximum 5 days.
if you use any part of the net safe card amount it will take 35 days for your money to get credited back in to your HDFC online Account.
Suggestion from my experience: if you use HDFC Netsafe card partially , it is better you put a complaint regarding the net safe card. then it will take few more less days.
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